In today’s world threats come from many sources and in the case of attacks by armed assailants they can be incredibly difficult to defend against.
As the frequency and mode of terror attacks change there is a growing expectation that businesses do more to protect employees and customers.
Although shootings make the headlines, we have also seen the devastation can be wrought by knives and road vehicles.
We are now seeing some States in the USA passing legislation requiring public schools to implement a mobile panic alert system in the event of an attack.
We are working with our US direct broker partner Arcana Insurance Solutions Inc.
The malicious attack policy is underwritten by Hiscox London Market.
Educational establishments along with businesses, such as retail and entertainment venues, are likely targets but other such as religious institutions and healthcare facilities are not immune.
The reasons are quite straightforward. These establishments can be hard to secure and the high chances of an armed individual entering unchallenged and wreaking a high level of damage in a short space of time.